Buying Citizenship - Is It Worth It?

This guide is for prospective applicants seeking clarity on the value and process of purchasing citizenship.

What does buying citizenship provide? It can provide legal nationality through an approved investment route, subject to screening and programme rules. Dominica starts at US$200,000, with due-diligence and processing fees charged separately (1). Antigua and Barbuda offers a US$300,000 property route held for five years, plus a five-day presence requirement (2). First, compare official routes and obtain independent legal and tax advice.

What You Actually Get

A Direct Citizenship Application Route

Approved programmes allow eligible applicants to seek citizenship through a qualifying contribution, property purchase or investment. Entry thresholds include US$200,000 in Dominica, US$230,000 in Antigua and Barbuda, US$235,000 in Grenada and US$250,000 in St. Kitts and Nevis, with separate fees potentially applying.[1][2][3][4]

A Choice of Investment Structures

Routes may include non-refundable contributions, approved property, business investment or bank deposits. Egypt offers four structures, including a US$500,000 three-year deposit repayable in Egyptian pounds without interest, while Türkiye permits property from US$400,000 with a three-year resale restriction.[5][6]

Residence Rather Than Immediate Citizenship in Some Countries

Not every investor programme sells citizenship. The U.S. EB-5 programme allows qualifying investors, spouses and unmarried children under 21 to apply for permanent residence after the required investment and a plan to create or preserve 10 permanent full-time jobs.[7]

Ongoing Holding and Presence Obligations

Citizenship can carry conditions after approval. Antigua and Barbuda requires investment citizens to spend at least five days in the country during their first five calendar years, while approved real estate must be held for at least five years.[2]

Citizenship With Continuing Compliance Exposure

A second nationality does not erase existing tax or legal duties: U.S. citizens generally remain subject to worldwide-income reporting, and dual nationals may face conflicting obligations or restricted U.S. consular protection in their other country.[8][9] Citizenship may also be revoked for fraud, false representation or deliberate concealment, while non-compliant financing or discounting has already led Grenada to deny applications.[10][2]

A Benefit Exposed to Policy Change

Programme terms can change after funds are committed. The EU court ruled against Malta's investor-citizenship scheme on April 29, 2025, while St. Kitts and Nevis announced a transition during 2026 towards residence, productive investment and meaningful national engagement.[11][12]

A person analyzing real estate investment options for citizenship programs in a modern office setting.
Exploring real estate options for citizenship investments.

Buying Citizenship - Is It Worth It?

OptionPriceTimelineRequirementsRestrictions
U.S. EB-5 Immigrant Investor ProgramInvestment required; citizenship not soldVaries based on processingInvestment to create/preserve 10 jobsNot applicable
DominicaUS$200,000UclarifyDue diligence and processing fees applyUclarify
Antigua and Barbuda (National Development Fund)US$230,000UclarifyNon-refundable contributionMust spend 5 days in the country in first 5 years
Antigua and Barbuda (Real Estate)US$300,000Minimum 5 yearsInvestment in approved real estateUclarify
Grenada (National Transformation Fund)US$235,000UclarifyInvestment in fundUclarify
Grenada (Shared Real Estate)US$270,000 + US$50,000UclarifyInvestment in approved projectOwner financing prohibited
St. Kitts and Nevis (Sustainable Island State Contribution)US$250,000UclarifyContribution to fundUclarify
St. Kitts and Nevis (Approved Development)US$325,000UclarifyInvestment in approved developmentUclarify
Türkiye (Real Estate)US$400,0003 yearsProperty purchase with resale restrictionUclarify
Egypt (Treasury Contribution)US$250,000UclarifyNon-refundable contributionUclarify
Egypt (Property Purchase)US$300,000UclarifyProperty purchaseUclarify
Egypt (Investment Project)US$350,000 + US$100,000UclarifyInvestment projectUclarify
Egypt (Central Bank Deposit)US$500,0003 yearsRepayable deposit in poundsUclarify
MaltaUclarifyUclarifyUclarifyScheme ruled illegal by EU Court

How to Obtain Citizenship by Investment

  1. 1. Decide whether citizenship is the required result

    Start with the legal outcome. The U.S. EB-5 programme provides a route to lawful permanent residence, not direct citizenship; qualifying investors must plan to create or preserve 10 permanent full-time jobs. (7) Check: (1) whether the programme grants citizenship or residence, (2) which relatives qualify, and (3) whether the status creates a later naturalisation route.

  2. 2. Compare qualifying routes and total commitments

    Set the funding range. Dominica starts at US$200,000, Antigua and Barbuda at US$230,000, Grenada at US$235,000, and St. Kitts and Nevis at US$250,000 through their listed contribution routes. (1) (2) (3) (4) Property or investment alternatives include US$300,000 in Antigua and Barbuda, US$270,000 plus a US$50,000 government contribution in Grenada, US$325,000 in St. Kitts and Nevis, and US$400,000 in Türkiye. (2) (3) (4) (5) Check separately: (1) the qualifying investment, (2) government contributions, and (3) due-diligence, processing, and other fees.

  3. 3. Confirm that the programme is still legally available

    Rules can change. The EU court ruled on 29 April 2025 that Malta’s investor-citizenship scheme violated EU law. (12) St. Kitts and Nevis also announced in December 2025 that its programme would begin transitioning during 2026 away from passive contributions towards residence, productive investment, economic activity, or other national engagement. (11) Before transferring funds, verify: (1) the current statute, (2) the approved route, and (3) the published minimum on the responsible government authority’s materials.

  4. 4. Choose a compliant investment structure

    Avoid discounted arrangements. Grenada denied six applications in the second half of 2024 and at least two more in early 2025 because prohibited owner financing and discounting reduced investments below statutory minimums. (10) Confirm in writing: (1) the full amount reaching the approved route, (2) whether financing is permitted, and (3) whether the property or project has government approval.

  5. 5. Submit complete and accurate information

    Disclosure must be complete. Antigua and Barbuda permits deprivation of citizenship obtained through fraud, false representation, or wilful concealment of material facts. (2) The application file should therefore match the applicant’s identity, family position, funding route, and declared facts; Dominica also charges separate due-diligence and processing fees. (1) No processing period appears in the supplied programme facts, so the current timetable should be obtained directly from the responsible authority before committing funds.

  6. 6. Observe holding and presence conditions

    Approval is not the final task. Antigua and Barbuda requires approved real estate to be held for at least five years, while an investment citizen must spend at least five days there during the first five calendar years or risk deprivation without repayment. (2) Türkiye applies a three-year resale restriction to qualifying property, and its listed financial investments must be maintained for three years. (5) Track: (1) holding deadlines, (2) physical-presence requirements, and (3) evidence of continued compliance.

  7. 7. Verify the result and continuing obligations

    Check the status independently. Confirm that citizenship has been formally granted, the investment remains compliant, and every post-approval condition is recorded. A second passport does not end U.S. worldwide-income filing obligations for U.S. citizens, while dual nationals may face conflicting duties and restricted U.S. consular protection in their other country of nationality. (8) (9) Review: (1) tax residence and reporting, (2) dual-nationality restrictions, and (3) revocation conditions before using the new status.

Q&A

Can U.S. citizenship be bought?

No. The EB-5 programme offers qualifying investors, their spouses and unmarried children under 21 a route to lawful permanent residence, provided the investment requirements are met and the applicant plans to create or preserve 10 permanent full-time U.S. jobs (7). Citizenship would require a separate naturalisation process rather than an investment purchase.

What country lets you buy citizenship?

Dominica, Antigua and Barbuda, Grenada, St. Kitts and Nevis, Türkiye and Egypt have official citizenship routes based on qualifying contributions, property or other investments (1) (2) (3) (4) (5) (6). Availability must be checked before payment because Malta's scheme was ruled contrary to EU law on 29 April 2025, while St. Kitts and Nevis announced a transition towards routes involving greater national engagement (11) (12).

How much money does it cost to buy citizenship?

The qualifying amount depends on the route: Dominica starts at US$200,000, Antigua and Barbuda at US$230,000, Grenada at US$235,000 and St. Kitts and Nevis at US$250,000 through their contribution options (1) (2) (3) (4). These figures may exclude due-diligence, processing and other charges; property routes can also require additional government contributions, such as Grenada's US$270,000 shared-property investment plus US$50,000 (1) (3).

Is buying citizenship legal?

Yes, when an applicant uses an authorised national programme, satisfies its statutory minimum and passes the required screening. A route can still face legal limits: the Court of Justice of the European Union ruled on 29 April 2025 that Malta's investor-citizenship scheme violated EU law because Union citizenship could not result from a purely commercial transaction (12).

Can citizenship by investment be revoked?

Yes. Antigua and Barbuda permits deprivation where citizenship was obtained through fraud, false representation or wilful concealment of material facts (2). It may also deprive an investment citizen who fails to spend at least five days in the country during the first five calendar years, without refunding the investment, contribution or purchase price (2).

Is a government contribution or real estate investment better?

A contribution is simpler but non-refundable, while real estate may retain an asset value but adds project, resale and holding-period risk. In Antigua and Barbuda, the contribution is at least US$230,000, whereas approved property requires US$300,000 held for at least five years (2). Any discounted or owner-financed structure requires particular scrutiny: Grenada rejected applications after such arrangements reduced investments below statutory minimums (10).

Do I have to live in the country after buying citizenship?

Not necessarily, but some programmes impose a limited physical-presence condition. Antigua and Barbuda requires investment citizens to spend at least five days there during their first five calendar years; failure can result in deprivation without repayment (2). Low-presence programmes can also attract tax-compliance scrutiny, as the OECD identifies certain schemes requiring fewer than 90 days of meaningful presence as potentially high-risk for Common Reporting Standard avoidance when combined with tax below 10% on offshore financial assets (13).

Sources consulted

1
Dominica Citizenship Cost and Fees
2
Citizenship | The Citizenship by Investment Programme
3
Enquiries - Investment Migration Agency Grenada
4
Citizenship by Investment Options – St. Kitts and Nevis CBI
5
Acquiring Property and Citizenship - Invest in Türkiye
6
Egyptian Citizenship Through Investment Programs
7
EB-5 Immigrant Investor Program | USCIS
8
Publication 54, Tax Guide for U.S. Citizens and Resident Aliens Abroad
9
Dual Nationality | U.S. Department of State
10
Circular No. 2 of 2025: Illegal Discounting and Owner Financing
11
St. Kitts and Nevis Citizenship Programme Chairman Update – December 2025
12
Union Citizenship: The Maltese Investor Citizenship Scheme Is Contrary to EU Law
13
Residence/Citizenship by Investment Schemes | OECD

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