Social Security Card Buying Guide

This guide is for beginners seeking a lawful path to obtain a Social Security card efficiently and safely.

Use SSA, not an unofficial seller. Original and replacement cards are free, and paid services offer no advantage. (1) Start with SSA’s online application, which usually takes under 10 minutes; the mailed card generally arrives about 10 business days after document verification. (2) Prepare current original or issuing-agency-certified documents, not photocopies, notarised copies, expired documents, or receipts. (3) Knowingly buying a counterfeit card is a felony. (4)

What You Get

A Free Official Card

SSA issues original and replacement Social Security cards free of charge. Fee-charging services offer no advantage because documents must still be provided directly to SSA.[1]

The Fastest Application Route

An online application usually takes less than 10 minutes. After document verification, the official card generally arrives by post within about 10 business days; same-day cards are unavailable.[2][5]

A Clear Document Checklist

SSA accepts current original documents or copies certified by the issuing agency. Ordinary photocopies, notarised copies, expired documents and document-request receipts are not accepted.[3]

Identity Requirements for Adults and Children

Adults normally provide a US driving licence, state-issued nondriver identification card or US passport.[6] A child replacement request requires proof of both the applicant's and child's identity; a birth certificate alone cannot prove the child's identity.[7]

Protection From Illegal Sellers

Knowingly buying, selling, altering or counterfeiting a Social Security card is a felony punishable by a fine, imprisonment for up to five years, or both.[4] Anyone who has paid an unofficial seller should contact the payment provider immediately and request a reversal.[8]

A person completing Form SS-5 for a Social Security card, surrounded by important documents.
Navigating the process of obtaining a Social Security card legally.

Social Security Card Buying Guide

OptionPriceTimelineRequirementsLimitations
Official SSA ApplicationFreeLess than 10 minutes online; card arrives in about 10 business days after verificationCurrent original documents or certified copies; U.S. driver’s license, state ID, or passport requiredN/A
Unofficial Seller (Counterfeit)$750 (based on recent case)Varies; immediate possession of counterfeit cardNone; however, using a counterfeit card is illegal and carries severe penaltiesFelony punishable by fine and up to 5 years imprisonment [4]
Replacement Card via SSAFreeSame as original applicationProof of identity for both applicant and child (if applicable); birth certificate not sufficient alone for child’s identity [7]Limited to 3 per year and 10 per lifetime [9]
Home-Printed CardN/AN/AN/ANot an official replacement; must use banknote paper and security features [10]

How to Get a Social Security Card

  1. 1. Use the lawful route

    Apply through SSA only. Original and replacement cards are free, while fee-charging services provide no advantage because documents must still go directly to SSA (1). Knowingly buying, selling, altering or counterfeiting a Social Security card is a felony punishable by a fine, imprisonment for up to five years, or both (4).

  2. 2. Check whether a card is necessary

    Check the need first. Most employers, financial institutions, agencies and other organisations require the SSN rather than the physical card (5). Replacement cards are generally limited to three per calendar year and ten during a lifetime, although specified changes and hardship exceptions do not count (9).

  3. 3. Prepare acceptable documents

    Gather valid evidence. SSA accepts current original documents or copies certified by the issuing agency, not ordinary photocopies, notarised copies, expired documents or request receipts (3). An adult normally needs a U.S. driver's license, state-issued nondriver identification card or U.S. passport, with specified secondary evidence considered when these are unavailable (6). For a child replacement, provide proof of both identities; a birth certificate can establish age or citizenship but not the child's identity (7).

  4. 4. Start the SSA application online

    Start online. SSA describes this as the fastest route, and the application usually takes less than 10 minutes (2). Applicants can potentially complete the request online; if document verification is required, SSA provides instructions for scheduling an office appointment (11).

  5. 5. Complete document verification

    Follow SSA's instructions. Present the required evidence directly if an appointment is requested, but do not expect a same-day card: an SSA office cannot issue an immediate copy because every card must be processed and mailed (5).

  6. 6. Wait for and verify the result

    Expect delivery by post. The card generally arrives about 10 business days after SSA verifies the documents (2). An official card is SSA-issued and mailed; a home-printed version is not a replacement, as cards issued after October 31, 1983 use banknote paper and may contain microtext, coloured planchettes, colour-shifting ink and an anti-copy pattern (10). If an unofficial seller already received payment, contact the payment provider immediately to request reversal; if an SSN was disclosed, follow the recovery process at IdentityTheft.gov (8).

Q&A

How can I get an immediate copy of my Social Security card?

You cannot obtain an immediate official copy, even by visiting an SSA office, because every card must be processed and mailed. (5) Most employers, financial institutions and government agencies need the SSN rather than the physical card, so ask whether the number alone will suffice. (5)

Can I print my own Social Security card?

No. A home-printed card is not official; SSA-issued cards use banknote paper and may contain microtext, coloured planchettes, colour-shifting ink and an anti-copy pattern. (10) Knowingly counterfeiting or altering a card is a felony punishable by a fine, imprisonment for up to five years, or both. (4)

Can I get a copy of my Social Security card online?

The request can be started and may be completed online, but SSA does not provide a printable digital card. (11) (10) If document verification is needed, SSA directs the applicant to schedule an office appointment, after which the physical card is processed and mailed. (11) (5)

What do I need to get a replacement Social Security card for my child?

Provide proof of the applicant's identity and the child's identity. (7) A birth certificate can establish the child's age or citizenship, but it cannot prove identity because SSA requires evidence that the child continued to exist after birth. (7) Documents must be current originals or copies certified by the issuing agency; ordinary photocopies and notarised copies are rejected. (3)

Sources consulted

1
What does it cost to get a Social Security card?
2
Apply for a Social Security Card
3
Learn what documents you will need to get a Social Security Card
4
42 U.S. Code § 408 — Penalties
5
If You Need a Replacement Social Security Card, Apply Online
6
Form SS-5 — Application for a Social Security Card
7
U.S. Citizen/Child — Replacement Social Security Card
8
What To Do if You Were Scammed
9
SSA POMS RM 10205.400 — Limits on Replacement SSN Cards
10
SSA POMS RM 10201.060 — Social Security Number Card Security Features
11
A Faster And More Convenient Way To Request A Social Security Number And Card

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